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SaaS & Managed

AutoKYC vs Onfido: Hybrid orchestration for regulated KYC

Compare AutoKYC's dual AML orchestration and managed case operations against Onfido's document-first verification, with a migration playbook for regulated fintech teams.

Competitor Onfido UK-based identity verification vendor focused on document and biometric checks.
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Focus: Document-centric identity verification

Headquarters: London, United Kingdom

Why teams migrate

AutoKYC pairs multi-provider AML screening, KYB linkage, and managed analysts so regulated institutions can replace Onfido without fragmenting policy controls.

TL;DR comparison

AML and sanctions coverage

AutoKYC
Dual network screening with configurable fallbacks, fuzzy matching, and jurisdictional allowlists governed in the rules engine.
Onfido
Single-provider sanctions coverage via partners; adding redundancy requires separate procurement and orchestration.

Corporate onboarding & UBO linkage

AutoKYC
Native KYB onboarding with UBO graphing keeps individuals and entities tied throughout ODD and EDD cycles.
Onfido
Primarily individual KYC; KYB and UBO tracking depend on third-party tooling and manual reconciliation.

Operations elasticity

AutoKYC
Managed case analysts escalate complex reviews, ingest external alerts, and maintain audit logs directly in AutoKYC.
Onfido
Self-managed operations; Onfido provides tooling but no managed analyst bench for surge handling.

Privacy-by-design analytics

AutoKYC
Consent-aware SDKs block analytics tags until regional consent is recorded, keeping data minimisation commitments intact.
Onfido
Requires custom consent gating across Onfido SDKs and downstream analytics.

Capability matrix

Evaluate how AutoKYC combines SaaS orchestration and managed operations against Onfido.

Detailed feature comparison between AutoKYC and Onfido
CapabilityAutoKYC SaaS PlatformAutoKYC Managed ServicesOnfido
Workflow orchestrationRules engine version-controls onboarding, ODD, and EDD logic with approvals.Managed ops execute policies, capture exceptions, and feed improvements back into rules.Workflow builder focuses on document flows; rolling out policy updates still depends on dev cycles.
AML provider strategyShips with two AML/SIS providers, weighted scoring, and waterfall fallbacks.Analysts tune thresholds, reconcile false positives, and manage escalation queues.Single AML integration path; redundancy needs custom orchestration.
KYB and UBOGraph links businesses, directors, and UBOs with shared evidence store.Analysts maintain corporate dossiers, refresh filings, and coordinate outreach.No native KYB/UBO; relies on partner marketplace.
SDK experienceWeb, iOS, and Android SDKs with locale-aware consent and retention controls.QA team monitors conversion, provides script adjustments, and captures edge cases.Strong capture SDKs but consent gating and retention enforcement handled by client teams.
Audit evidenceImmutable logs, evidentiary packets, and export-ready timelines.Ops bench curates regulator-ready notes and handover packages.Event logs available; audit preparation remains manual.
Programme scalingSegment policies per product line and jurisdiction without redeploying.Staffed coverage for after-hours reviews and regulatory reporting.Single operator workspace; scaling to new markets needs heavier internal staffing.

Detailed analysis

Understand where AutoKYC’s dual proposition supports regulated onboarding programmes end-to-end.

What changes when you leave Onfido

Onfido specialises in document and biometric verification. Regulated teams often bolt on separate AML, sanctions, and KYB tooling to finish due diligence. AutoKYC ships those controls in a unified surface, so rules, evidence, and escalations stay in one system.

SaaS platform impact

  • Unify document capture, dual AML screening, and sanctions adjudication within a single rules engine that version-controls policy changes.
  • Link individuals to KYB and UBO dossiers so analyst decisions automatically pause or resume business onboarding.
  • Use SDKs that inherit analytics consent gating, reducing privacy risk during migration.

Managed services impact

  • AutoKYC analysts operate round-the-clock case queues, reconcile false positives, and prepare regulator-ready audit packets.
  • Managed teams coordinate outreach during ODD/EDD cycles, ensuring no beneficiary or director is left unchecked.
  • You can mix in-house and managed analysts: AutoKYC tracks who touched a case and why, maintaining accountability.

Controls that help regulated teams

  • Immutable audit logs and export-ready case files shorten regulator approvals when you change providers.
  • Voting, escalation, and delegation features keep policy exceptions under governance without needing custom tooling.
  • Consent-aware analytics ensures marketing and product telemetry remain silent until user permissions exist.

Where Onfido still fits

  • Digital brands prioritising pure-play document verification with in-house AML operations.
  • Teams already invested in building their own KYB graph and only requiring a capture SDK.
  • Organisations comfortable coordinating multiple vendors for sanctions redundancy.

Migration assurances

AutoKYC runs migrations in parallel for a minimum of one billing cycle. We import historical evidence, rehearse escalations with your analysts, and operate the first weeks of go-live alongside your team. Once the programme is stable, you can keep the managed bench or transition to self-service with the same tooling and audit controls.

Migration playbook: Onfido to AutoKYC

Maintain onboarding continuity by mapping capture experiences, sanctions coverage, and case audit evidence into AutoKYC's unified rules engine before cutover.

  1. 1 Catalogue current flows and SLAs

    Inventory identity proofing steps, SLA commitments, and regulator-specific obligations running on Onfido.

    Owner
    Compliance & Product
    Timeframe
    2 weeks
    Deliverable
    Annotated journey and SLA inventory
  2. 2 Map AML and sanctions parity

    Select the two AML data sources, configure confidence thresholds, and replicate risk scoring policies.

    Owner
    Risk & Data
    Timeframe
    2 weeks
    Deliverable
    Dual-provider screening configuration
  3. 3 Rebuild SDK experience with consent controls

    Swap SDKs, ensure analytics tags respect consent state, and rerun accessibility QA.

    Owner
    Engineering
    Timeframe
    3 weeks
    Deliverable
    Production-ready SDK rollout
  4. 4 Train analysts and cut over casework

    Import historical cases, rehearse escalation paths, and run parallel reviews before full cutover.

    Owner
    Operations
    Timeframe
    2 weeks
    Deliverable
    Signed-off parallel run and go-live report

Best fit for AutoKYC

  • Fintechs needing global KYC redundancy with auditable controls.
  • Banks linking retail KYC outcomes to KYB and UBO records.
  • Scale-ups seeking managed analysts for surge volumes without new hires.

FAQs on migrating from Onfido

Practical clarifications for compliance, engineering, and operations teams orchestrating the switch.

Can AutoKYC import Onfido decision histories and evidence?

Yes. We ingest exported JSON or CSV decision logs, supporting media assets, and analyst notes. Imported cases retain their original timestamps and reviewers inside AutoKYC's tamper-evident audit trail.

How do we maintain sanctions coverage parity when leaving Onfido?

AutoKYC ships with two AML and sanctions providers configured out of the box. We replicate your current rules, add redundancy through weighted scoring, and align refresh cadences with your regulators.

Do AutoKYC SDKs cover the same jurisdictions as Onfido?

AutoKYC SDKs ship with locale-aware UI, consent capture, and residency controls. We match the jurisdictions you support today and add multi-region storage if you need to ring-fence EU, UK, or US data.

What managed support is included in migration?

Our managed case team handles parallel reviews, completes regulator-facing reporting, and trains your analysts on new controls. You can continue with the managed bench or revert to in-house operations post-cutover.

Migrate with us

Bring SaaS orchestration and managed analysts into a single programme. We will migrate evidence, policies, and audit trails without downtime.

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