Skip to main content

SaaS & Managed

AutoKYC vs Sumsub: Transparent policy orchestration for regulated teams

Contrast AutoKYC's API-first orchestrator and managed ODD/EDD services with Sumsub's all-in-one verification stack, plus a migration runbook for banks and fintechs.

Competitor Sumsub Global compliance vendor offering identity, KYB, AML screening, and fraud prevention modules.
Visit website

Focus: Unified compliance tooling with managed risk scoring

Headquarters: London, United Kingdom

Why teams migrate

AutoKYC combines multi-provider coverage, visible rule governance, and optional managed analysts so regulated organisations gain clarity beyond Sumsub's bundled risk engine.

TL;DR comparison

Policy transparency

AutoKYC
Version-controlled rules with approvals, rollback, and side-by-side previews for every jurisdiction.
Sumsub
Risk engine is centrally controlled; policy tweaks often require change requests and shared pipelines.

Provider redundancy

AutoKYC
Two AML sources plus configurable third-party embeds ensure resilience if one provider is unavailable.
Sumsub
Sumsub operates as primary source; adding redundancy requires custom orchestration outside the platform.

Managed expertise

AutoKYC
AutoKYC analysts run onboarding, ODD, and EDD queues with full audit evidence and voting history.
Sumsub
Sumsub offers professional services but day-to-day case management remains self-managed.

Integration ownership

AutoKYC
REST, GraphQL, and event webhooks mirror console actions, enabling internal teams to preserve existing automations.
Sumsub
Integrations primarily target runtime SDK usage; deeper automation requires Sumsub Professional Services.

Capability matrix

Evaluate how AutoKYC combines SaaS orchestration and managed operations against Sumsub.

Detailed feature comparison between AutoKYC and Sumsub
CapabilityAutoKYC SaaS PlatformAutoKYC Managed ServicesSumsub
Rules governanceVisual rules engine with approvals, drafts, and regression testing.Ops bench proposes rule changes with evidence and shepherds approvals.Managed risk logic; visibility limited to final score and risk level.
AML and sanctionsDual providers, confidence weighting, and jurisdictional allowlists.Managed team tunes escalations, reconciles hits, and coordinates regulator reporting.Single provider with optional add-ons; redundancy handled externally.
KYB and UBOBuilt-in KYB workflows, registry data, and UBO relationship graph.Analysts collect documents, verify directors, and maintain audit-ready dossiers.KYB available but ties into shared risk engine; corporate outreach remains customer-owned.
Developer ergonomicsSDKs, CLI tooling, sandbox environments, and event contracts documented in OpenAPI and GraphQL schemas.Managed teams raise tickets with reproducible payloads, accelerating fixes.SDK-centric; deeper automation typically handled through PS engagements.
Fraud signal enrichmentSupports layering device fingerprinting, behavioural biometrics, and third-party risk feeds via rules.Managed ops curate enrichment feedback loops to reduce false positives.Bundled risk module offers enrichment, but custom feeds require bespoke work.
Programme runbooksRunbooks capture onboarding, ODD, and EDD cadences with immutable history.Specialists execute reviews, complete QA, and own regulator narrative.Documentation depends on customer-managed processes.

Detailed analysis

Understand where AutoKYC’s dual proposition supports regulated onboarding programmes end-to-end.

Why teams compare AutoKYC and Sumsub

Sumsub brings multiple compliance modules under one vendor, but underlying rules and risk scoring are largely managed within their platform. AutoKYC exposes every rule, event, and outcome while letting you decide when to lean on managed analysts.

SaaS platform impact

  • Separate policies per market while keeping approvals, rollback, and testing inside a governed rules engine.
  • Pair two AML data sources to reduce false positives and avoid single-provider outages.
  • Keep developer control through typed APIs, GraphQL queries, and consistent webhook payloads.

Managed services impact

  • Delegate onboarding backlogs, ODD/EDD refreshes, and escalations to AutoKYC analysts with full visibility.
  • Co-design policy changes: managed teams propose updates with supporting evidence for compliance approval.
  • Maintain immutable audit logs for every managed action, simplifying regulator supervision.

Guardrails regulated institutions expect

  • KYB and UBO graph ties individuals, entities, and risk events so cross-product exposure is visible.
  • Privacy-by-design SDKs respect consent state before any analytics or monitoring tooling loads.
  • Audit-ready exports align with ISO 27001 controls and satisfy independent testing requirements.

When Sumsub remains a fit

  • Organisations preferring a single-vendor stack with centrally managed risk logic.
  • Teams that built bespoke automation on Sumsub APIs and want lighter-touch governance.
  • Programmes primarily focused on rapid fraud detection where managed analysts are not required.

Migration support

AutoKYC migration squads run data reconciliation, policy parity testing, and analyst training in parallel. We maintain Sumsub integrations until your confidence tests pass, then execute a phased cutover with rollback options and regulator-ready documentation.

Migration playbook: Sumsub to AutoKYC

Sequence migration by aligning data schemas, validating sanctions coverage, and training operations counterparts before redirecting production traffic.

  1. 1 Align data schemas

    Review Sumsub exports, map evidence fields to AutoKYC entities, and reconcile unique identifiers.

    Owner
    Data Engineering
    Timeframe
    2 weeks
    Deliverable
    Field mapping workbook and ingestion scripts
  2. 2 Validate sanctions and risk policies

    Configure dual AML providers, recreate risk scoring, and run sample batches to benchmark variance.

    Owner
    Risk & Compliance
    Timeframe
    3 weeks
    Deliverable
    Signed-off policy equivalence report
  3. 3 Rebuild webhook automations

    Swap Sumsub webhooks for AutoKYC events, update downstream systems, and run contract tests.

    Owner
    Engineering
    Timeframe
    2 weeks
    Deliverable
    Updated automation playbooks
  4. 4 Train and transition operations

    Shadow managed analysts, execute dual-run reviews, and publish new SOPs before final cutover.

    Owner
    Operations
    Timeframe
    3 weeks
    Deliverable
    Approved SOPs and go-live signoff

Best fit for AutoKYC

  • Banks needing transparent governance over risk policies.
  • Payments firms expanding into new jurisdictions with tight go-live deadlines.
  • Crypto exchanges requiring dual AML coverage and managed escalation capacity.

FAQs on migrating from Sumsub

Practical clarifications for compliance, engineering, and operations teams orchestrating the switch.

How do AutoKYC rules differ from Sumsub's automated decisions?

AutoKYC exposes every rule version, approver, and change note. You can branch policies per jurisdiction and roll back instantly. Sumsub surfaces final risk scores but underlying logic is largely managed by their team.

Can AutoKYC reuse Sumsub data during migration?

Yes. We import Sumsub case exports, normalise document metadata, and carry over watchlist hits into AutoKYC audit logs so regulators see uninterrupted lineage.

Does AutoKYC cover the same modules (KYC, KYB, AML) as Sumsub?

AutoKYC bundles onboarding SDKs, KYB and UBO graphing, dual AML providers, sanctions, and risk scoring. Managed analysts extend coverage for ODD/EDD without adding extra vendors.

What happens to existing automation built on Sumsub webhooks?

We replicate webhook payloads and REST callbacks, provide typed schemas, and maintain backward-compatible events during the transition period.

Migrate with us

Bring SaaS orchestration and managed analysts into a single programme. We will migrate evidence, policies, and audit trails without downtime.

Book migration workshop Review pricing