Industry Solution

Merchant underwriting and monitoring built for payment service providers

AutoKYC orchestrates multi-provider KYB, AML, and transaction risk so PSPs can activate merchants quickly while keeping networks and sponsor banks confident.

Talk to a payments specialist Review managed coverage

Tiered underwriting: Dynamic checklists by MCC, processing volume, and geography.
Sub-merchant hierarchy: Link master merchants, sub-accounts, and UBOs in one case graph.
Continuous monitoring: Automated AML reruns, chargeback signals, and payout controls with audit logs.

Why PSPs modernize compliance with AutoKYC

Payment providers juggle underwriter expectations, card scheme rules, and fast merchant onboarding demands. AutoKYC resolves these conflicts with a unified control plane.

Manual underwriting slows go-live

Risk analysts copy data between systems, raising time-to-activate and frustrating sales partners.

Sub-merchant visibility gaps

Legacy tools cannot map master merchant hierarchies, making it hard to identify risky relationships or isolate exposure.

Fragmented monitoring signals

Chargeback spikes, AML alerts, and KYC changes rarely feed into one decision engine, forcing analysts to reconcile manually.

Non-compliance with sponsor bank SLAs

Sponsor banks and card networks expect rapid SAR filings, QA evidence, and ongoing oversight that many PSP teams struggle to produce.

Deployment options for payments and PSP teams

Use the AutoKYC SaaS platform, managed services, or a hybrid engagement to suit your operational model.

Onboard merchants quickly without missing risk signals

SaaS Platform: Automate document capture, sanctions screening, and MCC-driven checklists. Rules assign review tiers and escalate anomalies instantly.
Managed Services: AutoKYC analysts run underwriting queues, validate supporting documents, and liaise with merchants to resolve gaps.
Hybrid: Internal teams manage strategic accounts while managed specialists handle volume merchants and after-hours requests.

Monitor merchant behavior post-activation

SaaS Platform: Ingest chargeback, refund, and transaction velocity signals alongside AML reruns, automatically triggering enhanced due diligence.
Managed Services: Dedicated analysts investigate anomalies, prepare SARs, and coordinate sponsor bank reporting obligations.
Hybrid: Automation escalates threshold breaches and managed teams complete investigations, keeping sponsor relationships strong.

Maintain sponsor bank and card scheme compliance

SaaS Platform: Centralized audit logs, QA sampling, and policy versioning ensure every control change is recorded and reviewable.
Managed Services: Quality leads operate sampling programs, prepare quarterly oversight packs, and support onsite audits.
Hybrid: Platform automates evidence collection while managed QA validates outcomes and reports to your sponsors.

Payments programs scale with measurable ROI

Metrics from PSPs that replaced manual underwriting and monitoring with AutoKYC.

Merchant activation time: Under 24 hrs
Chargeback anomaly response: 90% within 2 hrs
Sponsor bank audit readiness: 100% documented
Analyst throughput: 2.7x more cases
False positive reduction: -35%
Hybrid coverage: Follow-the-sun

Dig deeper into payments capabilities

Review the platform modules PSPs rely on to stay compliant and competitive.

Risk decisioning engine Policy management, voting, and escalation tailored to merchant risk. Explore Risk decisioning engine Sanctions & PEP screening Dual-provider coverage across global watchlists and adverse media. Explore Sanctions & PEP screening Case operations services Managed analysts that partner with your underwriting and monitoring teams. Explore Case operations services Managed pricing Understand outcome-based pricing for ongoing operations support. Explore Managed pricing

Let’s get started

Modernize merchant risk operations with AutoKYC

Combine orchestration, analytics, and experienced analysts to keep merchants transacting confidently while satisfying every sponsor requirement.

Book a PSP strategy session Review deployment options

Frequently asked questions

Can AutoKYC orchestrate underwriting and ongoing monitoring for high-risk merchant categories?

Yes. Configure rules by MCC, geography, processing volume, or risk indicators. AutoKYC drives additional document requests, deeper AML screening, and voting workflows so underwriting stays consistent even across gray or high-risk categories.

How does AutoKYC help PSPs manage sub-merchant hierarchies?

KYB graphs link master merchants, sub-accounts, UBOs, and associated payment flows. Alerts cascade across the hierarchy so you can freeze payouts or trigger enhanced review when any entity in the tree raises concern.

Do we need managed analysts to use AutoKYC?

No. Many PSPs operate the SaaS platform in-house. When extra coverage is required—such as peak seasons or regulatory audits—AutoKYC managed analysts absorb workloads while following your playbooks.